Stop Guessing: Let Our Broker Find Your Perfect Mortgage
Looking for a mortgage? Let IdentityFS, your local mortgage broker, help you find the perfect option. Trust our experts to guide you through the process.

Getting a mortgage is a big decision. Whether it’s for your first home or part of your real estate journey, choosing the right mortgage is crucial. With longer mortgage terms and rising home values, securing the most suitable product could save you thousands over time.
You might consider searching for a mortgage on your own, especially when looking for great areas to live in Manchester. However, working with a mortgage adviser from IdentityFS can offer significant advantages.
Avoid Overpaying on Your Mortgage
One important thing to consider is when your mortgage deal expires. Many homeowners don’t switch to a new deal in time, which means they are moved to a standard variable rate (SVR). This rate is usually much higher and less competitive, leading to unnecessary overpayments.
By working with IdentityFS, you get expert advice on when to switch and what options best suit your financial situation. This can prevent costly mistakes and ensure you always get the best possible rate.
The Importance of Mortgage Protection
Having the right insurance plan adds security and peace of mind. Studies show that more than one-third of customers who took a mortgage directly from a lender have no protection coverage. While some opt for life insurance, many families are still at risk if the unexpected happens.
At IdentityFS, we ensure you understand your protection options. We help you choose the right cover so that you and your loved ones are financially secure.
Why Choose a Local Mortgage Broker Like IdentityFS?
Local brokers offer services that big firms simply cannot match.
Personalised Service That Puts You First
Many lenders claim to understand your needs, but do high-street lenders truly focus on you as an individual?
As an independent, locally owned mortgage adviser, IdentityFS puts our clients first. We have built a strong reputation in Manchester for offering expert advice and a friendly, professional service.
We understand that every client is unique. That’s why we take the time to get to know you and provide tailored mortgage solutions. Our goal is to offer clear, unbiased advice that genuinely benefits you.
More Than Just a Quick Online Search
Online mortgage advice may seem quick and easy, but it could mean missing crucial details about your situation. This could mean you end up with an unsuitable product that doesn’t truly meet your needs.
When you work with IdentityFS, you get expert guidance, personalised recommendations, and ongoing support. We don’t just find you a mortgage—we find you the right mortgage.
Ready to Find the Best Mortgage for You?
Most borrowers who have used a mortgage adviser before would do so again. They found the support and guidance valuable.
If you need expert help finding the best mortgage, contact IdentityFS today. We’re here to help you secure the perfect mortgage with confidence and ease.
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.